50 MFM Prayer Points for Controlling Unnecessary Expenses

Bible Exhortation

Many people do not fall into financial trouble because they lack income, but because they lack control. Unnecessary expenses are silent destroyers of prosperity. Little, careless spending—when left unchecked—can drain even great resources.

God calls His children to live with discipline, wisdom, and purpose. Every naira (or dollar) you spend should reflect intention, not impulse. The Bible teaches moderation, self-control, and foresight. Without these, even blessings can turn into burdens.

Controlling unnecessary expenses is not about being stingy—it is about being wise. When you master your spending, you position yourself for stability, growth, and long-term abundance.

Long Illustration

A man once filled a large water tank daily from a clean stream. However, no matter how much water he poured in, the tank never stayed full. Frustrated, he blamed the stream, thinking it was not supplying enough water.

One day, a wise neighbor inspected the tank and discovered several small holes at the bottom. Water was leaking out slowly but constantly.

The problem was not the inflow—it was the leakage.

This is how unnecessary expenses operate. Many people earn enough, but small, frequent, and unplanned expenses quietly drain their finances—subscriptions, impulse buying, unnecessary upgrades, and emotional spending.

Until those “financial leaks” are identified and blocked, prosperity will remain difficult to sustain.

God wants you to not only receive blessings but also preserve them.

Bible Texts

Proverbs 21:17 – “Whoever loves pleasure will become poor…”
Luke 14:28 – “Suppose one of you wants to build a tower… won’t you first sit down and estimate the cost?”
Proverbs 25:28 – “A person without self-control is like a city with broken-down walls.”
Ecclesiastes 5:10 – “Whoever loves money never has enough…”
1 Corinthians 9:25 – “Everyone who competes exercises self-control…”

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Bible Verse

Proverbs 21:17
“Whoever loves pleasure will become poor; whoever loves wine and olive oil will never be rich.”

Long Bible Confession

I confess that I walk in financial discipline and divine control. I am not led by impulses or emotions when it comes to spending. The Spirit of God guides my financial decisions daily. I reject the spirit of waste, extravagance, and careless living. I am a wise steward of every resource entrusted into my hands. I spend according to purpose, not pressure. My finances are preserved, protected, and multiplied. I have the power to say no to unnecessary expenses and yes to financial wisdom. My life reflects order, discipline, and prosperity.

Long Declaration

I declare that I have mastery over my spending habits. I will no longer be controlled by cravings, trends, or pressure. Every unnecessary expense in my life is cut off. I receive the grace to prioritize wisely and spend intentionally. My finances will not leak; they will grow and multiply. I am disciplined in budgeting, wise in planning, and guided by divine understanding. I break free from every cycle of waste and financial regret. I walk in financial clarity, stability, and abundance. From today, I control my money, and my money does not control me.

Dos and Don’ts

DOs

Track your daily expenses
Create and follow a budget
Differentiate needs from wants
Pray before major spending decisions
Practice delayed gratification

DON’Ts

Avoid impulse buying
Do not spend to impress others
Avoid emotional spending (stress, boredom)
Do not ignore small expenses—they add up
Avoid living without a financial plan

Praise & Worship

Worship God as your Sustainer
Thank Him for daily provision
Sing songs of discipline and surrender
Praise Him for wisdom and guidance
Acknowledge Him as your source and keeper